Consumer Duty evidence, client intelligence, regulatory briefings, communications drafting, household planning, business metrics, and a secure client portal — fifteen integrated capabilities built exclusively for IFA practices.
St. James's Place set aside £426 million because partner practices could not demonstrate that clients had received the ongoing advice services they had been charged for. The FCA's Consumer Duty requires advisers to actively prove fair value — not just claim it. LEDGER generates that proof automatically, for every client, after every review.
The FCA's four outcome framework requires documented evidence of service delivery for every advised client. Generic records no longer suffice.
An adviser managing 150 clients cannot maintain rigorous compliance documentation, regulatory awareness, and client service simultaneously without dedicated tooling.
Current practice management software was built before Consumer Duty existed. LEDGER was built for the regulatory environment advisers actually operate in today.
Client financial data on US-hosted platforms carries CLOUD Act and FISA 702 exposure. LEDGER runs on dedicated European infrastructure with zero US dependency.
Every capability a UK IFA practice needs — built from the ground up around the FCA's Consumer Duty framework and the realities of running a modern advice business.
14-day free trial on all tiers. No card required. Cancel any time. Annual billing saves two months.
All prices exclude VAT · Annual billing available (2 months free) · 14-day free trial, no card required · Cancel any time
Access the full platform for 14 days. Import your client list, generate your first Consumer Duty evidence packs, and see what LEDGER can do for your practice — before you decide anything.
No credit card required. Full access. Cancel any time.